Month: November 2014

The area where I live is usually gets average weather. We never have any days in the summer that are extremely hot, and our winter days never dip below the freezing point. Our rain is also pretty normal. That is, it was pretty normal, until one day a month ago, a really bad rain storm happened, which caused a really bad flood. My home is located at the bottom of a hill, so it got the worst of the damage from the flood. Since the weather is usually normal, I didn't think I would need flood insurance, but I was caught off guard this time.

My normal home insurance didn't cover the flood damage, which left me at a big disadvantage. I had to pay for the cost of repairs out of my own pocket, and the bill was no joke. I had some money saved for a rainy day, and coincidentally, I actually had to use it because of a rainy day. The repairs depleted most of my savings, leaving me to start all over again. After that incident, I decided that I wouldn't be caught off guard again, and started looking for flood insurance.

I found a plan that would cover my home on the Internet. I don't know when any severe rainstorms will be coming back to my area, but if they do, I will be prepared. Maybe I can put out some sand bags to prevent the water from rushing into my home. The flood has left me a little bit paranoid, because I'm afraid that something else may come and destroy my home, like an earthquake. There isn't a history of earthquakes being in this area, so I don't think I'll need that insurance, but just to be on the safe side, I'll look for a provider anyway.

I am currently going to Texas A&M university and I am going to find a new apartment, one that is not on campus, to live on next semester. I just don't like living in the dorms, because it really cramps my style, and there are some other reasons why I don't like it as well. It is kind of stifling in my opinion. But anyway, I have an idea to look up http://www.texasenergycompanies.net/reliant-energy-texas/c/corpus-christi.html and try to find the electricity prices that I am going to have to pay from the cheapest company in the area.

I am trying to tabulate my expenses, and I should be able to fairly roughly estimate how much power my apartment is going to use on a monthly basis by knowing the energy consumption of all of the appliances, as well as how frequent I will be using them. Of course, some things will be out of my hands,in that I will probably be forced to run the heat more if it is really cold outside, and there are other considerations like that which will make my estimate more rough.

But regardless, any estimate is going to serve to help me to do a better job at helping me to calculate how much I am going to spend on my expenses. I am going to try to eat as cheap as I can to cut down on my costs of living. I am going to eat a lot of rice and beans. I have a crock pot, and I am going to use it to cook dried beans. I am going to start with some pinto beans, because I have been craving them for awhile. I want to make a whole mess of collard greens, some pinto beans, and some fried porkchops. That sure sounds good.