Coralee W. Hutchins

The area where I live is usually gets average weather. We never have any days in the summer that are extremely hot, and our winter days never dip below the freezing point. Our rain is also pretty normal. That is, it was pretty normal, until one day a month ago, a really bad rain storm happened, which caused a really bad flood. My home is located at the bottom of a hill, so it got the worst of the damage from the flood. Since the weather is usually normal, I didn't think I would need flood insurance, but I was caught off guard this time.

My normal home insurance didn't cover the flood damage, which left me at a big disadvantage. I had to pay for the cost of repairs out of my own pocket, and the bill was no joke. I had some money saved for a rainy day, and coincidentally, I actually had to use it because of a rainy day. The repairs depleted most of my savings, leaving me to start all over again. After that incident, I decided that I wouldn't be caught off guard again, and started looking for flood insurance.

I found a plan that would cover my home on the Internet. I don't know when any severe rainstorms will be coming back to my area, but if they do, I will be prepared. Maybe I can put out some sand bags to prevent the water from rushing into my home. The flood has left me a little bit paranoid, because I'm afraid that something else may come and destroy my home, like an earthquake. There isn't a history of earthquakes being in this area, so I don't think I'll need that insurance, but just to be on the safe side, I'll look for a provider anyway.

I am currently going to Texas A&M university and I am going to find a new apartment, one that is not on campus, to live on next semester. I just don't like living in the dorms, because it really cramps my style, and there are some other reasons why I don't like it as well. It is kind of stifling in my opinion. But anyway, I have an idea to look up http://www.texasenergycompanies.net/reliant-energy-texas/c/corpus-christi.html and try to find the electricity prices that I am going to have to pay from the cheapest company in the area.

I am trying to tabulate my expenses, and I should be able to fairly roughly estimate how much power my apartment is going to use on a monthly basis by knowing the energy consumption of all of the appliances, as well as how frequent I will be using them. Of course, some things will be out of my hands,in that I will probably be forced to run the heat more if it is really cold outside, and there are other considerations like that which will make my estimate more rough.

But regardless, any estimate is going to serve to help me to do a better job at helping me to calculate how much I am going to spend on my expenses. I am going to try to eat as cheap as I can to cut down on my costs of living. I am going to eat a lot of rice and beans. I have a crock pot, and I am going to use it to cook dried beans. I am going to start with some pinto beans, because I have been craving them for awhile. I want to make a whole mess of collard greens, some pinto beans, and some fried porkchops. That sure sounds good.

Jack and I are going to have our hands full fixing this place up. Of course I might not see much of my girlfriend until I get it ready. She saw it the other day before we got started and told me not to invite her over there until it was ready. It did come with a new satellite dish out in the yard, it was hidden under a fake rock and we did not realize it was there at first. We saw the cable while we were messing with something. I went to http://www.cable-tv.com/regional-providers/ and found the rough price of a package. The least expensive direct tv package is around 20 bucks a month. That gets something like 130 channels and it is an introductory offer. So you need to look at the fine print and see what sort of deal you are really getting. We sort of had this plan to talk a friend of ours into doing something.

The thing is that you can use up to four receivers in one house, maybe more I am not sure. They just talk about the HD DVR being good for four rooms. At any rate it only costs a couple of dollars more for an extra receiver. We know this guy who lives alone and has a direct tv package. We think he must have one of the mid range deals from looking at it. At any rate he would not have to pay much more to get another receiver, he could tell them he was putting it in his bedroom or whatever. We were thinking that maybe we talk him in to a three way split on the super big package that they have. That is less than 90 dollars for 12 months, but obviously it goes up after that.

I have quite a number of CDs in my music collection. I went through them a couple of months ago in order to organize them and see just how many I have, and the number turned out to be 1,235 music CDs. I also have a large movie DVD collection, with around 500 different movies. I have always wondered how to back up my collections in case something happens to the CDs and DVDs due to fire or some other hazard. A friend told me that I could get backup files from the Pirate Bay rather easily.

Because I had not heard of the site before, I did a quick search to learn that it is a site that allows file sharing. You basically downloaded a free torrent program to your computer and then connect to the site. You will then be able to do a search to find all the files you want to download for backup purposes.

I was curious to see if they would have only some of the movies and music I wanted. I pulled out 10 CDs from obscure bangs and then 10 foreign language movie DVDs. I did a search for every one of them on the site, and was surprised to see that every one of the titles I looked up were available through the site! This was a fantastic. It mean I would not have to buy a separate program to rip copies of everything in my collection. I could simply get what I needed from the site and then burn the files to CDs.

If anyone ever burglarizes my home and takes my music or movies, or there's a fire in my home that damages everything. I will have extra copies so that I am not forced to go out and buy what was already mine.

I am not a home owner, but I would like to buy a house soon. I have thought about it for awhile. I grew up in an apartment, and that is even more reason for me to want to buy a house. I think it would be nice to have a yard and maybe even a garden outside. You can't do that when you live in an apartment though. I am considering this click for info link I just found, but I do not know if it will take me to the information that I actually need.

I do not really understand house insurance. It is not something that I have ever had to look into before, and so, I do not have a good reason for knowing much about it. I am going to read up on the subject. I do not want to get a bad policy, when I actually buy a house. That would be pretty depressing. I do not really understand coverage in particular. I understand the financial part of things, and that it is good to look for a cheap premium. But I am not sure how coverage is necessary for a house, and how much coverage you need to be safe.

I do not know if there are any guidelines for picking insurance coverage. I also do not know if every company offers different types of coverage. I think that is the case, so I will try to actually look at some policies, and read the fine details. That is probably a good way to familiarize myself with the subject. I just found a house I would like to buy, but it is not clear if it is in my price range. I need to look at my finances again to figure that out.

It has only been a few months since I have started driving a toronto limo for starnightlimousine.ca but so far it has been one of the most enjoyable experiences that I have had the pleasure of having. I'm lucky that I was even able to find a job as Toronto has had a down turn in the economy unfortunately, leaving many of us without work. Truth be told, I've often wondered what it would be like to become a limousine driver! They always seem so well dressed and composed but it's not too hard to look great in such a fine suit. A suit makes a man, as they say! Since I started driving for a local venue here in town I have been asked by my friends what it's like to drive a limo and what kind of experience they might need themselves to be able to get a job doing what I do.

The first thing that I tell them is that they will want to want the job; driving a limousine means that you are going to be spending a lot of time giving your fare an experience rather than just 'a ride': you're not a taxi driver! You have to be dependable and loyal to the customer that you are working for, you'll want to have good vision, hand-eye-coordination and even some basic math skills because some customers are still using cash. While you might not always make the most money, I only make thirteen dollars an hour, it is still a good wage for doing what you are. I find something very zen and calming about driving a limousine although you will have to be able to qualify for a special license before you can just start driving for anyone! If you are as inspired as I was about driving, I wholly encourage doing so!

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